Cheap Car Insurance For Teens – How To Keep The Rates Down
Gavin Bloom
The teenager shopping for car insurance is at a decided disadvantage. Car insurance rates are based on age and driving experience as well as driving record. The best way for teenage drivers to work their way into better rates is stay on their parents policy in order to gain driving experience and a driving record. There is a good chance that after three years and a clean driving record that a preferred policy from the parent’s insurance company can then be issued on the teen drivers that want to have their own car and pay for their own insurance. There are numerous discounts for the young driver today. Drivers training education is the most common discount. The drivers training course normally consist of 30 hours of driving with an authorized instructor along with 6 hours of classroom work. Some companies give discounts for good students that carry a 3.0 grade point average in high school or college. There is also a resident student discount available by some insurance companies. The student has to live over 100 miles away from home to receive this discount.
Age Rating Tiers – Most insurance companies have age rating tiers on young drivers. The ages from 16 to 21 is one tier and the rates are the highest in this time period. The next age tier begins at age 21 and ends at age 25. The rates drop significantly at age 21 and again at age 25.
Vehicles Make a Difference – The younger the driver the higher the rate. The rates are very high for young drivers on newer vehicles that require collision and comprehensive coverage. Older vehicles that only require liability coverage as a minimum state requirement is one way to cut costs for the teen driver. Utility vehicles like pick-up trucks receive a small discount and the teen driver can take advantage of that discount also. The teen driver needs to stay away from high performance vehicles and sports cars because the rates will be very high and these cars may not qualify for standard car insurance.
About the Author:
View our recommended source for Car Insurance Quote Home Owners Insurance Affordable Health Insurance
Read more articles by: Gavin Bloom
This article is distributed by: www.iSnare.com
The latest information and news on Car Insurance:
Multi Car Insurance Policies - Lolita Storm (blog)
Multi Car Insurance Policies
Lolita Storm (blog)
Multi car insurance means that you are entitled to a discount if the car is registered to the same address. It doesnt matter if it is a spouses car, ...
Get the reviews of all cars at autodriver.com before buying a new carEarthtimes (press release)
all 3 ...
Farmers to Lower Car Insurance Rates for Some California Policyholders - Insu...
Farmers to Lower Car Insurance Rates for Some California Policyholders
Insurance Rate
Farmers move brings the insurer into compliance with a 2006 state law that altered the way car insurance providers could determine their premiums, ...
Farmers to cut auto insurance rates for some California customersL...
Do you lie to get cheaper car insurance? - This is Money
This is Money
Do you lie to get cheaper car insurance?
This is Money
Car insurance premiums have rocketed by more than 30% over the last year, from £538 to £704, an increase of £166, according to the latest research by AA. ...
and more »
Online Car Insurance Companies offers Free Car Insurance Quotes - Granite Bay...
Online Car Insurance Companies offers Free Car Insurance Quotes
Granite Bay View
Finally we discuss the type of low car insurance For having been the subject of a made temporary drop in traffic Either by moving to another country or ...
Local Company Offers Affordable Car Insurance QuotesLive-PR.com (p...
Ontario car insurance double national average on fraud - CANOE
Ontario car insurance double national average on fraud
CANOE
Consumers in Ontario pay almost double the national average for car insurance because of fraud and abuse, though efforts to ...
RBC warns of rising insurance fraudCTV.ca
all 5 news articles »
auto insurance - Google News
State Auto Financial Reports Second Quarter 2010 Results - MarketWatch (press...
State Auto Financial Reports Second Quarter 2010 Results
MarketWatch (press release)
Additional information on State Auto Financial Corporation and the State Auto Insurance Companies can be found online at www.StateAuto.com. ...
State Auto Financial posts wider-than-expected Q2 lossReuters
Storm Losses ...
Farmers to cut auto insurance rates for some California customers - Los Angel...
Farmers to cut auto insurance rates for some California customers
Los Angeles Times
The move, announced Tuesday, puts the company in compliance with a state law passed in 2006 that changed the way auto insurance providers could calculate ...
Farmers Insurance to cut auto insurance rates in CaliforniaCe...
Federal government or states: Who should be responsible for immigration ... -...
msnbc.com
Federal government or states: Who should be responsible for immigration ...
Wall Street Journal
... are here illegally and they pay little in taxes, do not have vaild drivers licenses and carry no auto insurance so my auto insurance continues to go up. ...
Arizona Law Questions: Racial Profili...
The Progressive Corporation Announces Investor Relations Conference Call - Ma...
The Progressive Corporation Announces Investor Relations Conference Call
MarketWatch (press release)
The Progressive Group of Insurance Companies makes it easy to understand, buy, and use auto insurance. Progressive offers choices so consumers can reach us ...
and more »
Storm claims rain down on Sask. insurers, topping $100M - Vancouver Sun
Nanaimo Daily News
Storm claims rain down on Sask. insurers, topping $100M
Vancouver Sun
The Crown corporation, which operates a general insurance business under the name SGI Canada and also manages the province's compulsory auto insurance plan, ...
Sask. damage claims over $100M following several s...