What You Need To Know About Home Based Business Auto Insurance
Jon Butt
Depending on your business activities, a commercial home based business auto insurance policy may be necessary, particularly if you have employees. For the most part, both personal and commercial car insurance are the same with regard to the main types of coverage, but finding the cheapest car insurance rates for either means pinning down your specific needs.
Personal Or Commercial Coverage?
For the home based business, home based business auto insurance may not be necessary, and a personal auto insurance policy might be sufficient. It is important, in that case, that the policyholder inform his or her auto insurance company that the personal auto is sometimes used in business, and, should the vehicle be in an accident or be damaged, it is essential that the claim state the vehicle was being used for business at that time.
The auto insurance provider may require commercial auto insurance, however, particularly if your home based business has employees that use owned or leased company vehicles or personal vehicles for business purposes.
Choose A Well Rated Vehicle To Keep Premiums Down
Car insurance for both commercial and personal vehicle use are affected by the choice of vehicle. If used more for business than for the family car, the owner of a home business should choose an auto that carries one of the cheapest car rates because, in the eyes of auto insurance companies, it is less expensive to buy or repair, is stolen less often, or has more standard safety and security equipment.
Listings of the cheapest car rates can be found at state insurance agency websites.
About the Author
Jon Butt publishes www.which-car-insurance.com A free resource site devoted to advising all on the car, motor and auto insurance facts you need to know, the different types, cover levels, the top car insurance companies, how to buy wisely online or through local brokers. All vehicles are all covered in this easy insurance guide
The latest information and news on Car Insurance:
Multi Car Insurance Policies - Lolita Storm (blog)
Multi Car Insurance Policies
Lolita Storm (blog)
Multi car insurance means that you are entitled to a discount if the car is registered to the same address. It doesnt matter if it is a spouses car, ...
Get the reviews of all cars at autodriver.com before buying a new carEarthtimes (press release)
all 3 ...
Farmers to Lower Car Insurance Rates for Some California Policyholders - Insu...
Farmers to Lower Car Insurance Rates for Some California Policyholders
Insurance Rate
Farmers move brings the insurer into compliance with a 2006 state law that altered the way car insurance providers could determine their premiums, ...
Farmers to cut auto insurance rates for some California customersL...
Do you lie to get cheaper car insurance? - This is Money
This is Money
Do you lie to get cheaper car insurance?
This is Money
Car insurance premiums have rocketed by more than 30% over the last year, from £538 to £704, an increase of £166, according to the latest research by AA. ...
and more »
Online Car Insurance Companies offers Free Car Insurance Quotes - Granite Bay...
Online Car Insurance Companies offers Free Car Insurance Quotes
Granite Bay View
Finally we discuss the type of low car insurance For having been the subject of a made temporary drop in traffic Either by moving to another country or ...
Local Company Offers Affordable Car Insurance QuotesLive-PR.com (p...
Ontario car insurance double national average on fraud - CANOE
Ontario car insurance double national average on fraud
CANOE
Consumers in Ontario pay almost double the national average for car insurance because of fraud and abuse, though efforts to ...
RBC warns of rising insurance fraudCTV.ca
all 5 news articles »
auto insurance - Google News
State Auto Financial Reports Second Quarter 2010 Results - MarketWatch (press...
State Auto Financial Reports Second Quarter 2010 Results
MarketWatch (press release)
Additional information on State Auto Financial Corporation and the State Auto Insurance Companies can be found online at www.StateAuto.com. ...
State Auto Financial posts wider-than-expected Q2 lossReuters
Storm Losses ...
Farmers to cut auto insurance rates for some California customers - Los Angel...
Farmers to cut auto insurance rates for some California customers
Los Angeles Times
The move, announced Tuesday, puts the company in compliance with a state law passed in 2006 that changed the way auto insurance providers could calculate ...
Farmers Insurance to cut auto insurance rates in CaliforniaCe...
Federal government or states: Who should be responsible for immigration ... -...
msnbc.com
Federal government or states: Who should be responsible for immigration ...
Wall Street Journal
... are here illegally and they pay little in taxes, do not have vaild drivers licenses and carry no auto insurance so my auto insurance continues to go up. ...
Arizona Law Questions: Racial Profili...
The Progressive Corporation Announces Investor Relations Conference Call - Ma...
The Progressive Corporation Announces Investor Relations Conference Call
MarketWatch (press release)
The Progressive Group of Insurance Companies makes it easy to understand, buy, and use auto insurance. Progressive offers choices so consumers can reach us ...
and more »
Storm claims rain down on Sask. insurers, topping $100M - Vancouver Sun
Nanaimo Daily News
Storm claims rain down on Sask. insurers, topping $100M
Vancouver Sun
The Crown corporation, which operates a general insurance business under the name SGI Canada and also manages the province's compulsory auto insurance plan, ...
Sask. damage claims over $100M following several s...